Home Improvements

Whether you want to fix a faucet or add a new addition to your home, you need to know the facts and the pitfalls of home improvements. Here are some sources that can help. (Source HUD.gov) Federal Loan Programs About HUD’s rehabilitation and repair home loan Program description Q&As about HUD’s rehabilitation and repair loan [...]

Fair Lending and Predatory Lending Laws

Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD’s Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or handicap (disability): (Source: [...]

How To Avoid A Foreclosure

Whether you’re in foreclosure now or worried (Source:HUD.gov) about it in the future, we have information that can help. Get Help Now! Talk to a foreclosure avoidance counselor Talk to your lender Find state and local foreclosure resources Contact HOPE NOW Keep Your Home Are you at risk of foreclosure? Tips for avoiding foreclosure Foreclosure [...]

Homeowners and Professionals

When it comes to financing it will affect each and every one of our lives, regardless of our backgrounds. This is the one universal component that links us all (besides the man upstairs offcourse). With that said if you don’t get a handle on the definitions and breakdowns of the most important transaction in your [...]