If we have learned anything – here on Main Street, it is not to follow headlines! Isn’t that what got us all to where we are at? Just cause the markets had a week or so of gains doesn’t mean we should all head for the malls and do it all over again. From now on listen to yourself and your own good sense! As they say trust your gut. All these so called market folks and experts are nothing more than a person who has been doing a job or has been in that position for a while and that doesn’t make them experts at anything. Anybody remember the last president? Could he find his way out of a wet paper bag? Exactly.

While in the business there would be plenty of people from the bank reps (lenders that would send their reps to let us know what great products they had to sell), to the underwriters (once a full file got into the banks hand and someone had to look it over and approve it), to mortgage processors, appraisers, title companies that just didn’t belong doing what they were doing. By some incantation these people assumed a role they knew nothing about. And worse who ever supervised these people saw it fit to keep them there! The industry became saturated with incompetence to say the least.

I say all this to say that for the most part the average person is capable of making their own decisions about their finances. What you need are the facts and details, then weigh your options according to what makes sense for you. These hacks out here like Suze Orman (what a joke in my eyes!), can’t tell you what is the best solution for you, for the simple fact that they are not YOU! When making major decisions like your finances details matter the most! So next time you turn on the TV or listen to the radio say this to yourself, “should I be making a choice and decision based on what someone else thinks, especially someone that doesn’t know what my situation is?”. Get information, write it down, do this for atleast 3-5 sources (professionals) see what they say and why, then apply your situation and see if that still makes sense. And remember you can always shoot us a line here and we would be happy to stear you in the right direction.

When it comes to financing it will affect each and every one of our lives, regardless of our backgrounds. This is the one universal component that links us all (besides the man upstairs offcourse).

With that said if you don’t get a handle on the definitions and breakdowns of the most important transaction in your life, it is not a question of will you get something wrong but what will you get wrong.

We are are putting together a comprehensive site that should just about cover all aspects of your homeownership.

If you are a Professional give good competent advice and if you are a Consumer (Homeowner) ask questions.

Professional help one Homeowner at a time …